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The facilities that we are able to present to any of our purchasing clients are second to none in the finance industry. We believe that there are 4 essential ingredients to make this possible. These components we call the very good essentials:
1. Very Good credit rating.
The funds are provided via AFIG using:
PBL (Kerry Packer)
ABN AMRO
Deutsche Bank
State Capital Corporation.
As such we are able to offer loans that are all AAA rated which is higher in most cases than the banks. We want our clients to know that it is the most secure lending group that we could have used for them.
2. Very Good Products.
When considering what loan products to offer, one simple rule was used. Why
not give the client as many benefits that can be packed into one loan as possible.
They may not need all of them now, but who knows the future? As circumstances
change these loans have the ability to change and flex depending on the needs
of the borrower. This is most important to us as we want to be able to offer
our clients the very best products available. As such we will be continually
re-evaluating our products to make sure they are at the forefront of what
is offered in the market. The range of loans and the standard options in them
allows the borrower more choice and control over how they operate their own
loan. We don't intend to just give our clients a loan and forget them. Our
website also allows our clients to access their own home loan like any other
bank service effectively operating like a line of credit for them.
3. Very good interest rates and fee schedules.
Obviously the delivery rate of the loan amount is an important factor as well.
The rates available to us are very very good indeed. As we will not be locked
into an off the shelf product like most of the lenders, we have the flexibility
to review the rates of delivery as and when required. The standard variable
rates will off course move depending on the Reserve Bank rate reviews. Not
only are we able to deliver possibly the best rate in the market for most
clients, but are able to deliver that rate with all the benefits of some of
the more expensive loan types.
4. Very good Personable and sound advice.
Add up all the benefits above and delivered with our own unique service standards,
we believe that it is a winning combination. The whole driving force behind
the establishment of Summit Finance is to provide the best possible home and
business loan products at the best possible loan rate with the least amount
of fuss for the client.
- AAA security
- Flexibility
- Low interest rates
- No ongoing fees
- Low establishment fees
- Deal with only one
person all the way
through the loan process.