Summit
home loansWith so many different home loans and lenders in the marketplace it can be easy to fall into the trap of looking no further than the lowest interest rate. The reason this may be a trap as that the cheapest interest rate may NOT be the best home loan for you. A home loan's features and it's flexibility can make thousands of dollars difference in the long term. While you always want to find a COMPETITIVE rate, it's important to check out the other features of the home loan.
All of our loans come as fully featured loans with no ongoing fees and impressive redraw abilities built in.
Loans can be used for the following purposes:
1. Buying your own home.
2. Buying an investment property.
Using the equity in your own home to purchase an investment property. The
rental income of the investment property is used as part of the income to
test serviceability of the new loan.
3. Refinancing your existing home loan, investment loan or combining
debts.
Why not take advantage of refinancing your loan whether it be to obtain a
better interest rate or open up the usable features of our loans for your
future needs: eg using the equity in your property to redraw against the loan
for either investment property or maybe a car or a holiday.
4. Looking to buy a new car, maybe add a pool to your home, or that
much needed added room?
Then you can release the equity you may already have in your property to get
those little luxuries along the way.This can also be used as a line of credit
personally.
5. What about expanding the business? Or maybe buying another business.
You can use the equity in your own home to assist you get ahead. Setting up
a line of credit for business use could make good sense if time is essential
when making purchases. Set it up now and use it later.
View online some of the benefits and features of the loans we provide.
All of All of our loans come with Loan Service Net, an internet based system where you can access loan statements and your redraw facilities.
We offer a customer service line, where you can call and speak with a real person (no touch phones or keying in numbers). Your call is usually answered within 3-4 rings by a person who can immediately assist you with your enquiry.
